Online Banking System in PHP with Source Code

Online Banking System in PHP with Source Code

a fully operational project based on the PHP language and the online banking system. The PHP project that follows has all the necessary components that can be used for college projects by first- and second-year IT students. Users will be able to use the internet banking capabilities thanks to a number of its characteristics. The idea behind both this system and the online application is simple, similar to real-life situations, and well-executed. Please scroll down to the bottom of this post to find the Download button if you would like to download the free Online Banking System project in PHP with source code files.

About Online Banking System PHP Project

Moving on, the major focus of this PHP project for a bank management system is online banking. The system also shows each list of statements. The system also enables managing bank accounts. There are two sections for this project: Staff and Customers. The employees may easily handle pending accounts in an overview of this web application. Meaning that all registration forms are sent to the staff member’s account for approval before being processed further. The staff is allowed to handle customers, look them up, and credit money to their accounts. In this context, a credit amount to the client is referred to as the depositing amount to the customer’s account.

The employees must enter the account numbers for each customer in order to manage them and make changes. The same applies when looking through the records. To view all of the account’s available information, the user must provide the account number. Name, identification, gender, address, phone number, account information, remaining amount, PAN number, citizenship number, and other facts are included. The employees can view active customer accounts in this manner. The user must input an account number and an amount in order to credit the payment to a customer’s account. The customer can access their deposit statements from their accounts following a successful transaction.

Customer Panel – Creating Bank Account

On the other hand, in order to keep using internet banking, a user must take further measures. First and foremost, open a bank account. The user must submit his or her personal information, PAN number, citizenship number, contact information, address, and choice of account type in order to do this. Savings and current accounts are included in this account category. The form must receive the staff users’ approval before being submitted. The system then gives the user an account number following approval. The client must now apply for a debit card. For it, the user must fill out a few fields. The customer can now sign up for internet banking, which is the final step. The consumer must enter all the necessary information in this part, including the account number, account name, debit card information, PAN number, etc. The user can now log in and start using the internet banking capability.

Internet Banking – Fund Transfer, Beneficiary Accounts

The customer can carry out significant tasks if they have access to the internet banking feature. This project enables you to access your profile, modify your password, transfer money, and view bank statements—exactly like the real internet banking feature. The system shows a summary of recent financial actions along with complete account information on the home screen. The customer must add and link beneficiary accounts before transferring money to another account. The system requests the beneficiary account name, beneficiary account number, IFSC code, and account type in order to do this. The consumer can then choose from the various beneficiary accounts and enter amounts along with remarks after adding it. The user can also add and remove beneficiary accounts.

Bank Statements and More

The system lists each and every activity under the bank statement in this manner. Every piece of information the customer needs is included in the bank statement section. It contains the date and time of the transaction, the transaction ID, descriptions, the credit and debit amounts, and the remaining balance. As a result, the system will produce bank statements for every active consumer based on their activity. In fact, the database will store each statement in a separate passbook for each account. Additionally, the client can view their account, profile, and password. The profile part contains all the personal information, whereas the account portion contains all the data pertaining to the bank account.

Last but not least, for improved user experience when using this Online Banking System Project in PHP MySQL, a clear and straightforward dashboard is offered with straightforward color combinations. It employs only Vanilla CSS for its UI components because no CSS framework, such as Bootstrap, is used. Introducing a new PHP MySQL project for an online banking management system that combines a staff panel with a customer panel that includes all the necessary features for monitoring and a competent learning resource.

Available Features:
  • Staff Panel
  • Customer Panel
  • Create Bank Account
  • Manage Pending Accounts
  • Apply for debit card
  • Internet Banking Registration
  • View Active Customers
  • Manage Customer’s Account
  • Search Customer’s Account
  • Credit Customer’s Account/Deposit
  • Bank Statements
  • Fund Transfer
  • Manage Beneficiary Accounts
  • Change Password
  • View Personal Account Details
  • View Profile
Project Name:Online Banking System PHP
Language/s Used:PHP
PHP version (Recommended):5.6 or Newer
Type:Website, Web Application
Developer:Junaid Ashraf
Online Banking System Project in PHP Overview

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How to download Library Management System project in PHP with source code.

To download this project just click button at the last of this post and you will be redirected to our downloading section. Read the instruction and click blue downloading button . After clicking on blue button, Downloading will start.

How to Run This Project:

Follow the steps below should be performed after you’ve started Apache and MySQL server in XAMPP.(windows)

  • Firstly extract the file you have downloaded.
  • Secondly Make a copy of the main project folder.
  • Thirdly Paste the code into xampp/htdocs/
Process to Connect Database with system.
  • Fourthly Open a browser and type “http://localhost/phpmyadmin/” into the address bar.
  • After that go to the databases tab.
  • Sixthly Name your database “name” and then go to the import tab.
  • then Select the “database.sql” file from the “DATABASE” folder by clicking on browse file.
  • After that Press the enter key.
  • Remember: Do not change the project’s folder name without updating the $config['base_url']

After you Successfully Connect Database in this system.

  • finally Go to “http://localhost/name of folder” in your browser.


And there you have it, a complete PHP MySQL setup for the online banking system project. Due to the possibility of the project not functioning properly with the oldest PHP version, PHP Version 5.6 or Newer is necessary for this specific PHP project. As a result, customers running PHP versions older than 5.6 may experience a variety of issues. As a result, you must currently upgrade your PHP version (only if you’re still using the previous version). Download the PHP MySQL source code for the free online banking system project. Therefore, this PHP project for an online bank administration system is easy enough for all novice levels and broadens knowledge of such PHP web applications. In conclusion, the entire PHP project is a valuable project with open source code that allows consumers to learn more about it.

Download Free Online Banking System Project in PHP MySQL with Source Code:
Click the Download Button Below to Start Downloading

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